

The Polish Fintech Map 2026, published by Cashless.pl, is one of the most comprehensive overviews of the financial technology sector in Poland. Among the organisations recognised for supporting the development of the fintech ecosystem through specialised advisory services, industry expertise, and regulatory guidance, APLAW has been included in the “Consulting and Institutions” category.
Published annually since 2018, the report has become one of the leading sources of insight into the Polish fintech landscape. This year’s edition features more than 300 companies operating across a wide range of sectors, including payments, cybersecurity, artificial intelligence, blockchain, insurtech, business financing, and technology solutions for the financial services industry.
The publication goes far beyond a directory of market participants. It also provides an in-depth analysis of the sector’s current condition, growth trends, business models, funding structures, and the key challenges shaping the future of fintech.
Particular attention in this year’s edition is devoted to developments in artificial intelligence, cybersecurity, real-time payments, stablecoins, and emerging models of collaboration across the financial services ecosystem.
From a legal and regulatory perspective, the report confirms a trend we observe daily while advising clients in the financial and technology sectors: innovation is no longer driven solely by technological advancement. Increasingly, competitive advantage depends on the ability to deploy new technologies in a secure, responsible, and legally compliant manner. In practice, this means that areas such as AI governance, compliance with the AI Act, cybersecurity, data protection, regulatory compliance, and risk management are becoming critical components of successful innovation strategies.
APLAW’s inclusion in the Polish Fintech Map 2026 reflects the firm’s ongoing commitment to supporting the growth of the fintech and technology sectors, as well as advising clients operating in the areas of fintech, artificial intelligence, cybersecurity, data protection, and digital innovation.
The full report (in polish) is available here >>.
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